Loan Options

One platform. Multiple solutions.

Commercial Real Estate

Investing in commercial real estate offers a multitude of benefits, making it an attractive avenue for savvy investors. Unlike residential properties, commercial real estate often yields higher rental income and potential for appreciation, providing a steady stream of cash flow and long-term wealth accumulation. Additionally, commercial leases typically have longer terms and may include clauses for rent escalation, providing stability and predictability for investors. Moreover, commercial properties offer diversification opportunities beyond traditional stocks and bonds, serving as a hedge against market volatility. With the potential for tax advantages, such as depreciation deductions and 1031 exchanges, investing in commercial real estate presents a compelling opportunity for wealth generation and portfolio growth.

Property Types

  • Mixed-use developments (combining residential, commercial, and retail spaces)

  • Healthcare facilities (hospitals, medical offices, clinics)

  • Special-purpose properties (theaters, religious facilities, educational institutions)

  • Self-storage facilities

  • Gas stations

  • Restaurants

  • Automotive dealerships

  • Land for development

  • Data centers

  • Mobile home parks

  • Office buildings

  • Retail centers (malls, strip malls, standalone stores)

  • Industrial warehouses

  • Multifamily apartment complexes

  • Hotels and hospitality properties

  • Agricultural properties (farms, ranches)

  • Senior housing communities

  • Marinas

  • Parking garages

  • Entertainment venues (amusement parks, stadiums)

Business Loans

Being a business owner is not only a personal endeavor but also a crucial contribution to the vitality of America's economy. Entrepreneurs drive innovation, create jobs, and stimulate economic growth by introducing new products, services, and business models. Small businesses, in particular, play a pivotal role, accounting for a significant portion of job creation and fostering a competitive marketplace. Business ownership fosters a culture of entrepreneurship, empowering individuals to pursue their dreams, take risks, and contribute to the fabric of American society. By fostering innovation, job creation, and economic resilience, business owners serve as the backbone of America's dynamic and thriving economy.

Loan Options

  • Startup Loans: Financing tailored for new businesses to cover initial expenses and operations.

  • Business Acquisition Loans: Funding for acquiring existing businesses or franchises.

  • Working Capital Loans: Short-term loans to cover day-to-day operational expenses.

  • Bridge Loans: Short-term loans to bridge temporary cash flow gaps or finance immediate needs.

  • Construction Loans: Funding for constructing or renovating commercial properties, disbursed in stages.

  • Small Business Administration (SBA) Loans: Government-backed loans with favorable terms and guarantees.

  • Term Loans: Lump sum loans repaid over a fixed period with a predetermined interest rate.

  • Lines of Credit: Flexible credit lines allowing businesses to borrow up to a specified limit and repay as needed.

  • Equipment Financing: Loans specifically for purchasing machinery, equipment, or technology.

  • Asset-Based Loans: Loans secured by business assets, such as inventory or accounts receivable.

  • Franchise Loans: Financing for purchasing a franchise or opening a new franchise location.

  • Personal Loans for Business: Loans secured or co-signed by personal assets or credit.

  • Mezzanine Financing: Hybrid financing combining debt and equity, often used for expansion or acquisitions.

Specialized Debt

In the dynamic landscape of commercial real estate, development, and business ventures, traditional financing avenues may not always suffice to meet the diverse needs and challenges that arise. This is where the power of unconventional or creative financing steps in. Whether it's securing funding for a unique development project, navigating a complex real estate transaction, or fueling the growth of a burgeoning business, unconventional financing solutions offer flexibility, agility, and innovation to address financial hurdles head-on. From creative partnerships and joint ventures to alternative lending sources and structured financing arrangements, thinking outside the box can unlock new opportunities and propel ventures toward success. In the ever-evolving landscape of commerce, embracing unconventional financing approaches is often the key to unlocking untapped potential and achieving transformative results.

Loan Options

  • Revenue-Based Financing: Repayment based on a percentage of future revenue, offering flexibility and aligning with business performance.

  • Angel Investors: High-net-worth individuals providing equity financing and mentorship to early-stage businesses in exchange for ownership stakes.

  • Strategic Partnerships: Collaborating with other businesses or investors to pool resources, share risks, and achieve mutual goals.

  • Government Grants and Subsidies: Accessing funds provided by government agencies to support specific industries, projects, or economic development initiatives.

  • Community Development Financial Institutions (CDFIs): Non-profit organizations providing financing and technical assistance to underserved communities and businesses.

  • Sale-Leaseback Transactions: Selling owned real estate assets to investors and leasing them back for immediate cash infusion while retaining operational control.

  • Bridge Loans: Short-term loans providing interim financing until permanent financing or a specific event occurs, such as a property sale or refinancing.

  • Factoring: Selling accounts receivable at a discount to a third-party factor to improve cash flow and access immediate funds.

  • Equipment Lease Financing: Leasing equipment instead of purchasing outright, preserving capital and providing tax benefits.

  • Merchant Cash Advances: Advance funding based on future credit card sales, suitable for businesses with fluctuating revenue streams.

  • Mezzanine Financing: Hybrid debt-equity financing providing junior debt with equity-like features, often used to fill gaps in capital stacks.

  • Preferred Equity: Equity investment with preferential treatment in distributions and downside protection, offering flexibility and risk-sharing benefits.

  • Crowdfunding: Online platforms allowing multiple investors to contribute funds for commercial real estate or business projects.

  • Hard Money Loans: Short-term, asset-based loans secured by the value of the property, offering quick access to capital with less stringent requirements.

  • Peer-to-Peer (P2P) Lending: Online lending platforms connecting individual investors with borrowers for commercial projects or business needs.

Our Process

  • Complete an initial loan application from Crescenzo Capital to create an active file.

  • Submit the required financial documents for initial underwriting and for preparation of an executive summary tailored to your project.

  • Once the financial plan is created for your project, Crescenzo Capital will work diligently at shopping our network of various private banks, REITs, hedge funds, and lending partners.

  • After the terms have been provided from national and regional lenders, we will select the final term sheet for financing.

  • A formal secondary and thorough review that includes underwriting and processing from the selected loan partner.

  • A final loan approval is issued and we celebrate at the closing table!

“The secret to getting ahead is getting started.” - Mark Twain